LTC Premium
Compared To
WA State Employee LTC Payroll Tax
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
---|---|---|---|---|---|---|---|---|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$144,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
Benefit Duration
|
2 years
|
2 years
|
6 years
|
$
|
$
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$3,000
|
$6,000
|
$
|
$
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
---|---|
|
|
Benefit Features
|
A
|
---|---|
LTC Lifetime Maximum Benefit
|
$72,000
|
Benefit Duration
|
2 years
|
Monthly Benefit Amount
|
$3,000
|
5% Simple Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.40
$8.70
$8.70
$9.00
$9.30
$9.90
$10.20
$10.50
$10.80
$11.40
$12.00
$12.30
$13.20
$13.80
$14.40
$15.00
$15.90
$16.80
$18.30
$19.50
$21.00
$22.50
$23.70
$25.20
$27.00
$28.50
$30.30
$32.70
$35.10
$38.10
$41.40
$45.30
$48.90
$52.80
$58.80
$63.00
$70.20
$76.20
$82.50
$89.70
$98.40
$109.20
$120.30
$132.90
$150.90
$168.60
$189.60
$209.10
$231.00
$253.80
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
B
|
---|---|
LTC Lifetime Maximum Benefit
|
$144,000
|
Benefit Duration
|
2 years
|
Monthly Benefit Amount
|
$3,000
|
5% Simple Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.80
$17.40
$17.40
$18.00
$18.60
$19.80
$20.40
$21.00
$21.60
$22.80
$24.00
$24.60
$26.40
$27.60
$28.80
$30.00
$31.80
$33.60
$36.60
$39.00
$42.00
$45.00
$47.40
$50.40
$54.00
$57.00
$60.60
$65.40
$70.20
$76.20
$82.80
$90.60
$97.80
$105.60
$117.60
$126.00
$140.40
$152.40
$165.00
$179.40
$196.80
$218.40
$240.60
$265.80
$301.80
$337.20
$379.20
$418.20
$462.00
$507.60
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
C
|
---|---|
LTC Lifetime Maximum Benefit
|
$432,000
|
Benefit Duration
|
6 years
|
Monthly Benefit Amount
|
$6,000
|
5% Simple Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$28.20
$29.40
$30.60
$31.80
$33.00
$34.20
$36.00
$37.20
$39.00
$40.80
$42.60
$44.40
$46.80
$49.20
$51.60
$54.00
$56.40
$60.60
$65.40
$70.20
$75.00
$79.80
$84.00
$88.80
$94.20
$99.00
$105.00
$112.20
$120.60
$129.60
$141.60
$154.20
$166.20
$178.20
$198.60
$211.80
$235.20
$254.40
$274.80
$297.60
$326.40
$360.60
$397.80
$439.20
$499.20
$556.20
$624.00
$687.00
$757.80
$830.40
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov